Realty Toolset
Free Real Estate Calculators
Mortgage payments, rent vs buy analysis, home affordability — make smarter property decisions.
Plan your next property decision
Compare specialist financing costs, estimate a lower mortgage payment, or check the numbers on a renovation before you commit.
Mortgage Recast Calculator
See the payment after a lump-sum principal payment, monthly savings, and recast fee break-even.
Construction Loan Calculator
Estimate interest during construction as funds are drawn, then compare the permanent loan payment.
Land Loan Calculator
Compare land purchase payments, down payments, and any remaining balloon balance.
Home Equity Loan Calculator
Estimate a fixed home equity loan payment and check the borrowing limit against your home's value.
PMI Calculator
Estimate private mortgage insurance costs and how long it may take to reach the cancellation threshold.
House Flipping Calculator
Account for renovation, financing, holding, and selling costs before comparing profit with the 70% rule.
Tool Categories
Home Buying
Affordability, down payment, and rent vs buy analysis
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Real Estate
Investment property, mortgage, commission and property-tax calculators for buyers, owners and investors.
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Mortgage & Costs
Mortgage payments, closing costs, and loan analysis
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Loans & Finance
Loan repayment and borrowing calculators.
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Why Use Realty Toolset?
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All calculations happen in your browser. We never store your data.
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Ready to Make Your Move?
Explore our free real estate calculators and plan your next home purchase.
Explore All ToolsFrequently Asked Questions
Common questions about the Realty Toolset